1.Log in to your account at https://www.paypal.com/. 2.Select "Fees" at the bottom of the page. 3.In the "Premier/Business Account" column, click either of the "1.9% to 2.9% + $0.30 USD" links. 4.Scroll down to the "How is Eligibility of the Merchant Rates determined?" question and click the "Merchant Rate Criteria" link. 5.Click "apply now" at the bottom of the page. 6.Fill out the Merchant Rate application. 7.Check the box to indicate you have read and agree to the User Agreement. 8.Click "Submit."