Does your plan have medical coverage while traveling outside the USA?
Yes, your plan includes coverage for certain emergency services and care.
Your plan benefits
In the case of such emergencies:
* You are covered, provided the service is a covered benefit.,
* The services are medically necessary and require immediate attention because of unforeseen illness, injury or condition.,
* It was not reasonable, given the circumstances, to obtain the service in your home service area.
How your benefits work
* You will need to pay for all services up front (for example: emergency room, hospitalization, etc.)
* Please make sure that you receive a paid receipt and an itemized bill for all services that includes:
~ Provider's name and address
~ Patient's name
~ Member ID
~ Date of service(s)
~ Type of service(s) and diagnosis
~ Dollar amount charged for each service(s)
Please note: A translation is not required, but is helpful in expediting processing your claim(s).
The information provided above is not a guarantee of coverage. Coverage is based on all the terms and conditions of your plan as well as eligibility at the time services are received.
ここでいまいちわからない部分は* It was not reasonable, given the circumstances, to obtain the service in your home service area. このIt はBenefitの事なのか?治療の事なのか?サービスがリーゾナブルじゃなければカバーしないと言っているのかどういう意味か分からないです…
病院に診断書を書いてもらうには日本語で2500円かかりそこでは英訳は出来ないと言われたのでひとまずレシートと明細書だけ貰いました。日本へ行く前に私のクレジットカード会社に聞いたら保険が付いていると言われたのでびょい詳細を聞くためにコレクトコールで問い合わせたのですが私が持っているカードはEmergency medical Assistanceだけで、そういった保険のカバーは無いと言われました。行く前は大丈夫カバーされると適当に言われていい加減です。いざ必要となり突っ込んで問い合わせるとあっさり、それは付いてないと言われました。その時も初めOutsource先にかかって訳が分かって無い人に繋がり何度も回されて南部訛りのある人に繋がりお互い理解するのが難しかったです。3回ほど途中で切れてかけ直しになりました。