If you are a full time student (language school and such), AND you use a lot of EFTPOS, go for ANZ's student account, you will never have to carry cash, unlimited EFTPOS usage was the best thing to me. (Personal opinion)
Bank shouldnt matter so much if you're not investing thousands of dollars in it. (though the interest rate is much much higher than Japan's)
Better go to the banks available, check out all the plans they have, sit down, take a few minutes to look through them - THEN decide ^_^